MoneyEdu Instructor Guide

The Instructor Guide resources section gives you a chance to get an overview of MoneyEdu - our short financial literacy course for students in grades 11 and lower. To use personalized resources such as the financial goals exercise and course notes/bookmarks that are in the "live" course, you will need to create your own course.

You may create a course from this link.

About the Course

MoneyEdu is a 20-minute course designed to give students an introduction to important financial literacy concepts in the context of saving for college.

This course is an ideal way to easily integrate a financial literacy component into your classroom, and makes a great homework or extra-credit assignment.

This course is designed and operated by Decision Partners, a 501(c)(3) non-profit organization.


Curriculum Overview

MoneyEdu is an online financial literacy course designed for the specific educational needs of students in grades 11 and lower. In addition to a basic financial literacy curriculum, the course uses surveys, quizzes and interactive exercises to encourage students to reflect on their personal knowledge, attitudes and behavior on relevant financial topics. The course is especially useful in helping students understand that decisions they make in high school can make a positive difference in their financial preparation for college.

Course Content

After registering for the course, the student is taken through a linear learning experience that uses both textual and multimedia content. In addition, there are several interactive calculators that help students apply the knowledge they learn from the course to their personal circumstances including a budget calculator designed for high school students. The course ends with a brief quiz.

Introduction - A multimedia presentation that offers an overview of what students will learn and why they can benefit from the course.

Section 1: Financial Health - An introduction to the concept of "financial health," comparing the discipline required to maintain financial health with the discipline required to keep physically healthy.

Section 2: Budgeting - An introduction to financial decision making, including budgeting, banking, and common financial problems among students.

Section 3: Debt and Credit - A look at types of credit available, and what to avoid as a student.

Section 4: Educational Loans - An overview of different ways to pay for college, with a focus on finding low-cost loans.

Final Exam - Five questions covering key concepts taught in the course.

Post-Course Survey - A brief survey in which students may rate the course and offer feedback for future revisions to the course.

For a deeper look at the content, we encourage you to either take the course or read the downloadable fact sheets provided below.

Course Tools

While the course is built around a multimedia content delivery model, the course is organized by each participant's personalized "My Money" page, which is customized by each student's interests. For example, while taking the course, students are given the opportunity to "save" content sections of interest. These sections are then copied to their personalized page, where they link to more detailed textual information.

In addition, the My Money page also includes:

  • All interactive exercises from the course, plus several additional exercises.
  • A financial journal for short and long-term financial goals.
  • All course fact sheets and downloads.
  • A course progress graphical monitor.
  • Personalized web links.

Course Completion Certificate

Students who complete the course may print a confirmation certificate which includes a secure, unique code. The completion certificate also includes each student's combined midterm and final exam grade. Please note that students may retake individual questions to raise their score.


Course Fact Sheets

Budgets, Banking and Educational Loans


Your Spending
Decisions

Introduction
to Banking

Borrowing for
Success

Education
Loans

Choosing a
Lender

Repaying
Loans

Avoiding
Fees
   

Credit Cards and ID Theft


Credit and
Debt

Getting out
of Debt

Understanding
ID Theft

Student Lending Scams


Don't Get
Hooked
   

Multimedia Resources

Much of the course is comprised of multimedia modules that integrate streaming audio with slides. Below are links to each of the modules, which will open in a new browser window. If you are done with the module, simply close the window.

Please note: Many course resources require that you login to the course. We suggest you create your own course and take it in its entirety rather than relying on the following examples.

 

 
Course Introduction
An overview of course content, learning goals, and technology.

View Introduction

 

 
Section 1: Financial Health for Students
An introduction to financial decision making, including common financial problems among students.

View Financial Health for Students

 

 
Section 2: Budgeting
An introduction to financial decision making, including budgeting, banking, and common financial problems among students.

View Budget Introduction

View Budget Exercise and Follow Up

 

 
Section 3: Debt and Credit
A look at credit and debt among students and recent graduates, with a focus on credit cards.

Debt and Credit

 

 
Section 4: Education Loans
Learn about different ways to pay for college, with a focus on education loans.

Ways to Pay for College


Recommended Lesson Plans

In addition to our course, we also recommend the lesson plans of the National Council on Economic Education. For more information, please visit their web site at http://www.ncee.net/. The direct link to their free lesson plans is http://www.ncee.net/resources/lessons.php.