MoneyEdu Instructor Guide

The Instructor Guide resources section gives you a chance to get an overview of MoneyEdu - our short financial literacy course for students in grades 11 and lower.

About the Course

MoneyEdu is a 20-minute course designed to give students an introduction to important financial literacy concepts in the context of saving for college.

This course is an ideal way to easily integrate a financial literacy component into your classroom, and makes a great homework or extra-credit assignment.

This course is designed and operated by Decision Partners, a 501(c)(3) non-profit organization.


Curriculum Overview

MoneyEdu is an online financial literacy course designed for the specific educational needs of students in grades 11 and lower. In addition to a basic financial literacy curriculum, the course uses surveys, quizzes and interactive exercises to encourage students to reflect on their personal knowledge, attitudes and behavior on relevant financial topics. The course is especially useful in helping students understand that decisions they make in high school can make a positive difference in their financial preparation for college.

Course Content

After registering for the course, the student is taken through a linear learning experience that uses both textual and multimedia content. In addition, there are several interactive calculators that help students apply the knowledge they learn from the course to their personal circumstances including a budget calculator designed for high school students. The course ends with a brief quiz.

Introduction - A multimedia presentation that offers an overview of what students will learn and why they can benefit from the course.

Section 1: Financial Health - An introduction to the concept of "financial health," comparing the discipline required to maintain financial health with the discipline required to keep physically healthy.

Section 2: Budgeting - An introduction to financial decision making, including budgeting, banking, and common financial problems among students.

Section 3: Debt and Credit - A look at types of credit available, and what to avoid as a student.

Section 4: Educational Loans - An overview of different ways to pay for college, with a focus on finding low-cost loans.

Final Exam - Five questions covering key concepts taught in the course.

Post-Course Survey - A brief survey in which students may rate the course and offer feedback for future revisions to the course.

For a deeper look at the content, we encourage you to either take the course or read the downloadable fact sheets provided below.

Course Tools

While the course is built around a multimedia content delivery model, the course is organized by each participant's personalized "My Money" page, which is customized by each student's interests. For example, while taking the course, students are given the opportunity to "save" content sections of interest. These sections are then copied to their personalized page, where they link to more detailed textual information.

In addition, the My Money page also includes:

  • All interactive exercises from the course, plus several additional exercises.
  • A financial journal for short and long-term financial goals.
  • All course fact sheets and downloads.
  • A course progress graphical monitor.
  • Personalized web links.

To use personalized resources such as the financial goals exercise and course notes/bookmarks, you will need to create your own course.

Course Completion Certificate

Students who complete the course may print a confirmation certificate which includes a secure, unique code. The completion certificate also includes each student's combined midterm and final exam grade. Please note that students may retake individual questions to raise their score.

Administrative Tools

School administrators whose CFNC accounts are associated with a secondary or post-secondary institution in North Carolina have the ability to view and export data on student participation - a great way to quantify your financial education outreach efforts.


Recommended Lesson Plans

In addition to our course, we also recommend the lesson plans of the Council for Economic Education. For more information, please visit their web site at http://www.councilforeconed.org. The direct link to their free lesson plans is http://www.councilforeconed.org/resources/lessons.php.