Smart Borrower Calculator

Most students need to borrow to afford higher education, but the amount you can comfortably repay may depend on your career choice and salary. While it isn't possible for all students, a common rule of thumb is to limit higher education borrowing to no more than your first-year's salary.

Desired Career

To estimate the maximum most experts would suggest you borrow, select your anticipated state of residence, field of study, and job title.

Note that some careers require an advanced degree.